We want you to rest assured that you will be dealing with a team of officials whom transparency and accountability is at the core of all their operations. An impartial and effective team that is selflessly working to serve all Kenyans in the USA, ensure their money is safe and bring to you only sound investment opportunities. Those are the principles that this Sacco is grounded on.

Apart from being Board Members, it is through commitment, value and sacrifice to be of service to their fellow Kenyans in the USA that the entire team below happen to be the ones who co-founded Kenya USA Diaspora Sacco – the first Kenyan Sacco in the Diaspora.

And in accordance with the Co-operative Societies Act Cap 490 Laws of Kenya and Kenya USA Diaspora Sacco Society by-laws, the current team of Executive and Committee Board members are charged with the responsibility of managing the Sacco on a day to day basis and will be serving you in this Sacco.

Ralph Kilondu is a practicing businessman of more than 20 years in the USA having a background in Mechanical Engineering and Business management. A co-founder of the Kenya USA Diaspora Sacco, he was the institution’s first Treasurer and its second holder of the office of the Hon. Secretary prior to his election to Chair the Board in June 2021. Ralph is a Board member of the Africa Diaspora International Savings Bank (ADIS), Antigua, a member of the Executive Leadership of the Global Diaspora One Voice Consortium and a member of the Diaspora Council of Elders among many others. He is also a recipient of various recognitions and awards including the Uhuru open scholarship fund, AKPA 2003 Person of the year, Kenya Scholars & Studies Association recognition awards of 2017 and 2019, the Houston Mashujaa award of 2019 in the category of Business and Entrepreneurship, and the most recent 2020 Men Impact Change Honoree in the category of Entrepreneurship awarded by the Baltimore County Executive through its Executive Citation. Ralph remains deeply passionate about the community he serves and is a practicing farmer back in his rural home in Kenya. His hope during his tenure is to see the Sacco grow several-fold to serve its membership through products and services second to none.

Mr. Michael W. Ndungu is currently working as a Team Administrator with the Maryland State Government DHS. He has spent the last 16 years working for the State Government as a Licensed Social Worker involved in the training, recruiting, supervising, evaluating and giving clinical oversight to Case Managers and Social Workers in that department. He has been a strong advocate for vulnerable children and families in Baltimore City where he is currently stationed. Previously he worked as a high school teacher and Head of Humanities in Kenya.

Michael is also involved in community development and is currently serving as the Secretary of an Investment Group, which consists of a group of Kenyan members and is based in Maryland with business interests in Kenya and in the US.

During his free time, he works part time as a therapist with various mental health companies in the State.

He is an alumnus of Nairobi University, Kenyatta University and Nairobi School in Kenya. He holds a Master’s Degree in Social Work from the University of Maryland in Baltimore.

He is an ardent member of the Kenya US Diaspora Sacco and firm believer in Sacco investments. He was previously a member of Mwalimu Sacco Society in Kenya for many years before migrating to the US.

He is a family man and enjoys spending time with his family and friends. He loves travelling to new places and meeting new people, taking photos and making positive impacts in people’s lives.

Isaac heads KUDS ICT and brings valuable innovation and Technology experience as well as project management to the Kenya USA Diaspora Sacco. Since its founding, he has been offering professional services to the Kenya USA Diaspora Sacco as needed and is very passionate about KUDS. Isaac also runs a solutions architect centric business in the greater Boston area, focusing on small to mid-sized minority businesses. He is currently employed in corporate America by a major Software company in the Boston area where he resides and has been working in Technology for over 20 years for various companies. In his free time, he likes travelling, hiking, animated Biblical stories and researching on cutting-edge Technology solutions.

David Wanjiru is currently the Chief Information Officer (CIO) for the California Department of State Library (CSL). He provides oversight for the efficient and effective use of Information Technology (IT), telecommunications resources and business solutions within the CSL. Prior to his current role, David spent 25 years in various positions with the State of California working for the Departments of Water Resource, Transportation, California Energy Commission, and taught IT and critical thinking online courses at the University of Phoenix. He is currently a part of the 2016 California Government Transformation Forum Advisory Board.

David is an active and a founding member of Ushirika Kenya, a community-based nonprofit organization dedicated to building a strong, united and thriving Kenyan community in Northern California and throughout the United States. He is also an entrepreneur and founder of Pork Delights Limited, an established Kenyan Agribusiness pig farming entity based in Kikuyu, Kenya. He is actively engaged and in involved in conferences on Kenya and Sub-Saharan affairs. He was the keynote speaker at the 2015 African Diaspora Marketplace III grant competition.

David attended high school at Starehe Boy’s Centre, before getting his college education, a bachelor’s degree in Physics and Computer Science at Principia College located at Alton, Illinois. He is also a graduate of the California State University, Sacramento, where he acquired his Masters of Business Administration Degree. He lives in Sacramento, California with his wife and their two sons.

He believes leadership is about serving others, and working with others to achieve a meaningful mission. His leadership philosophy has been developed over many years of public service. He seeks to learn from others, and treat every failure and success as a learning opportunity. His personal learning philosophy is to learn by actively participating and engaging in problem solving. He believes that the Kenya USA Diaspora SACCO will be the catalyst for financial transformation for the diasporans and Kenya in ways it has never been envisioned.

David enjoys travelling, reading books, hiking, biking and spending time with his sons. Soccer is his favorite sport and enjoys coaching his boys teams.

Dr. Wakiuru Wamwara is a marketing and international business professional with over 20 years’ experience. Dr. Wamwara is an associate professor of marketing at Wright State University (USA) where she teaches international marketing and conducts research on cross-cultural consumer behavior. She has shared her marketing expertise worldwide at institutions such as Kimathi University (Kenya), Lapland University of Applied Science, Rovaniemi (Finland), Schmalkalden University (Germany), University of Jena (Germany), African Nazarene University (Kenya), KCA University (Kenya), Semester at Sea (USA) and Wright Patterson Air Force Base (USA). She delivered keynote addresses at the invitation of University of Nairobi (Kenya) at the first AIBUMA conference, and at the AISA conference (Multimedia University of Kenya). She is a recipient of the Carnegie African Diaspora Fellowship and is currently on the Fulbright Specialist roster as an Africa Region Specialist. Dr. Wamwara was the Treasurer of the Kenya Scholars and Studies Association (KESSA). In the past, she served as an advisory board member of Harambee Coffee Cooperative and the Social Outreach Commission. Prior to working in academia, she worked for the public and private sectors in Kenya and the USA. She brings to the SACCO diverse experiences, strong research skills and a global worldview. Dr. Wamwara holds a Doctor of Philosophy in Marketing, Master of Business Administration (MIS and Marketing), and Bachelor of Science in Computer Science. In her spare time, she enjoys traveling internationally and spending time with her family and friends.
Mr. Duke Mochama Heads the Finance and Accounting division of a nonprofit organization in the Minneapolis Minnesota area. He has extensive knowledge and experience in finance and accounting that runs more than 15 years. He has interests in various industries ranging from transportation, construction and in the stock markets. He loves financial modeling and helping his clients with their financial needs through 2M Global LLC, a small business that specializes in provision of accounting, taxation and investment services in Minnesota. He is the treasurer of 254 United Group, a small non profit that is based in Minnesota that focuses mainly on helping members with financial needs during difficult times. Duke has a Master’s in Business Administration with emphasis in Finance from Bethel University Saint Paul, Minnesota, a Bachelor of Finance degree from the University of Nairobi and CPA(K). In his free time, he loves watching football, trying new delicacies, visiting new places and learning new cultures and languages.
Beatrice is a Registered nurse by profession, with over 20 years of experience. She is licensed to practice in the USA and Kenya. As a public health nurse, she volunteered and participated in the recent Covid-19 pandemic. She is a graduate of Lubbock Christian university with a bachelors degree in nursing. Prior to that she attended Kenya medical training college in Nairobi Kenya where she worked as a nurse and nurse leader in various departments which included labor, delivery, and community health. She is currently a critical care nurse licensed and practicing in the state of Texas. Beatrice attended Ng’iya girls high school. In her early years of nursing career, she became a firm believer in the Sacco society savings and investment. She was previously a member of Afya Sacco and later on Matibabu Sacco. She is an ardent member of KUDS, and is grateful for the opportunity to serve in the board. She currently lives in Lubbock Texas with her family.

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How to reach us

Offices and Contact Information

Victoria Towers, Ground Floor 
Kilimanjaro Avenue, Upper Hill 
P.O Box 29800 – 00100 GPO Nairobi, Kenya

USA Tel: +1 678 398 7728 


Sacco Office Hours:

EAT: 08.00 Hrs – 02:00 Hrs
EST: 00:00 Hrs – 18:00 Hrs
CST: 23:00 Hrs – 15:00 Hrs
PST: 21:00 Hrs – 17:00 Hrs

Open: Mon – Fri
Closed: Sat – Sun