Emergency Loan

  1. An Emergency loan is designed to help a member meet an unexpected short-term or personal need such as medical bills, funeral expenses, court fines and other unexpected calamities.

You may also need to make that quick holiday travel or vacation and require some money to cater for accommodation and other personal needs. This loan is for you!

Requirements and Features:

  1. Be a Sacco member with consistent contributions for a minimum of 3 months. Defaulters won’t qualify.
  2. Qualifying amount is 90% of deposits in member’s Main Savings Account.
  3. The loan shall attract interest rate of 11% per annum on a reducing balance.
  4. The repayment period shall be a maximum of one year (12 months).
  5. Show proof of ability to repay the loan
  6. The collateral shall be the member’s savings up to a maximum of 90% free main savings.

Documents required when applying for a loan:

If you are employed:

  1. 3 latest Pay-stubs
  2. Bank statements for the latest 3 months
  3. Copy of Kenyan ID or Kenyan valid Passport

If you are Self-employed or Contract:

  1. Bank statements for the latest 3 months
  2. Copy of Kenyan ID or Kenyan valid Passport
  3. Business registration certificate
  4. IRS Business Tax Returns for the latest filing year
  5. 1099 Forms and/or any other supporting documents.

Securities accepted by the Sacco

  1. A member’s Deposit or Guarantor’s Deposit

How to apply for a Emergency Loan:

  1. Click on member login and complete in its entirety.
  2. Depending on your employment status (employed or self-employed), attach copies of supporting documents.
  3. Pay a non-refundable loan processing fee of 1% of loan amount subject to a minimum of $100.

Loan Products

How to reach us

Offices and Contact Information

Crescent Business Center, 6th Floor
Parklands RD, Parklands
P.O Box 29800 – 00100 GPO Nairobi, Kenya

USA Tel: +1 678 398 7728 


Sacco Office Hours:

EAT: 08.00 Hrs – 02:00 Hrs
EST: 00:00 Hrs – 18:00 Hrs
CST: 23:00 Hrs – 15:00 Hrs
PST: 21:00 Hrs – 17:00 Hrs

Open: Mon – Fri
Closed: Sat – Sun